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Three Deadly Mistakes Every Home Buyer Should Avoid

by Joe Doxey January 25, 2012

Deadly Mistake #1: Thinking you can’t afford it: Today, buying the home of your dreams is easier than ever before. Many people who thought that buying the home they wanted was simply out of their reach are now enjoying a new lifestyle in their very own new home. Buying a home is the smartest financial […]

Tagged as: layton utah real estate specialist, layton utah short sale agent

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Short Sale common myths

by Joe Doxey January 22, 2012

The bank won’t foreclose on me while I am in the middle of a loan modification. There have been many news stories of people that have lost their homes to foreclosure while they were in the middle of a loan modification The bank is trying to help me keep my home. The bank is only […]

Tagged as: layton utah real estate specialist, layton utah short sale information, layton utah short sale specialist

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So why wouldn’t I just walk away?

by Joe Doxey January 20, 2012

So why wouldn’t I just walk away? Wouldn’t it be much easier to walk away? I hear these statements all of the time. The answer to that questions is yes, for now its easier. Its not for a few years will it matter whether you had a short sale or a foreclosure. Let me explain: […]

Tagged as: layton utah short sale information, layton utah short sale specialist

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Seven Steps to De-Clutter Your Home for Sale

by Joe Doxey January 18, 2012

Your home may be in good condition and well built, yet simple clutter will create a perception of chaos, confusion, and disorder.  The purchase decision is an emotional and intellectual response, based on a level of trust in your home.  When buyers see clutter, they assume that the home has been neglected, with more to […]

Tagged as: layton short sale specialist, selling your davis utah home, selling your layton utah home

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Save Money On Relocating

by Joe Doxey January 14, 2012

When you are moving, you are already spending a lot of extra money.  It helps to know some tricks for saving some money.  Then your moving expenditures will not be so great. One of the easiest ways to save money on relocating is to move less stuff. Be sure to go through your things beforehand […]

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What do I do when its time to give up? Strategic Default

by Joe Doxey January 12, 2012

Lets talk about another term that is a hot topic right now. “Strategic default”. Basically what this means is that from a financial perspective it just doesn’t make any sense to pay on the home anymore and it is worth walking away from. Now this can be dangerous depending on your deficiency laws so make […]

Tagged as: layton utah short sale agent, layton utah short sale information, layton utah short sale specialist

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What is the key to a loan modification?

by Joe Doxey January 12, 2012

The key to loan modifications is to follow up constantly and to try not to get too frustrated through the process. Remember that your odds of getting one are less then 10% but if you persevere you can succeed. I recommend that you let a professional help you with the loan modification if that’s the […]

Tagged as: salt lake city loan modifications, salt lake city short sale help, salt lake city utah loan modifications

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So what is required to do a loan modification again?

by Joe Doxey January 10, 2012

In order to do a loan modification you need to be able to show a hardship and you also need to show an ability to pay. Like I said before the banks don’t want to give you a loan modification. It costs them with man hours, attorneys, paperwork etc, several thousand dollars to evaluate and […]

Tagged as: layton utah foreclosure information, layton utah short sale information

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Are You Ready To Fight For Your Home? How to Fight Foreclosure!

by Joe Doxey January 7, 2012

Foreclosure is something that many people think can never happen to them.  The reality is it can happen to anyone.  It happens to good, responsible people every day.  There are many reasons that may leave us believing that foreclosure is the only option. Rising interest rates Unemployment Health problems Divorce Personal tragedy such as the […]

Tagged as: layton utah foreclosure information, layton utah real estate specialist, layton utah short sale information

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How You Can Use A Mortgage Loan Modification Prevent Foreclosure

mortage loan modification
by Joe Doxey January 5, 2012

Mortgage modifications are become more and more common, with the rising foreclosure rates in the United State, until recently mortgage, companies have been reluctant to provide help to people facing foreclosures by utilizing a mortgage modification program. Lenders are starting to use them more often not with the huge influx in homeowners that are in […]

Tagged as: layton utah short sale, layton utah short sale agent, layton utah short sale information

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How to Use Comparable Sales to Determine the Current Market Value of a Property

home value
by Joe Doxey January 3, 2012

When assessing the value of a property, many investors and other commercial property buyers look at comparable sales to determine the true current market value of a property. The comparable sales can show you exactly what properties are selling for, not just the asking price. If you know three or four properties of similar characteristics […]

Tagged as: layton utah real estate agent, layton utah real estate specialist

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Home Retention

layton homes
by Joe Doxey January 1, 2012

Be proactive… don’t despair! The first question you may have is whether or not you can keep your home.  Well, yes… it may certainly be possible.  However, you must act fast and have a little bit of luck on your side. There are so many variables when it comes to foreclosure that it is impossible […]

Tagged as: layton utah short sale help, layton utah short sale information, short sale real estate layton

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Warnings for a Seller in Despair

utah seller beware
by Joe Doxey December 28, 2011

Unfortunately, there are many businesses who are taking advantage of people who are already in a tough spot and who are not familiar with all of the options that are available. Here are some things to look out for. Beware of any company or individual who… Claims they can stop a foreclosure, no matter what […]

Tagged as: layton utah foreclosure information, layton utah short sale information, layton utah short sale specialist

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What’s the process of getting a Loan Modification?

What's the process for a loan modification
by Joe Doxey December 25, 2011

In order to get a loan modification, all you need to do is go to www.knowyouroptions.com and download the HAMP packet. This is a Fannie Mae sponsored website for homeowners. Or you can go directly to the bank that holds your mortgage and usually download the forms directly from their website. You will then compile […]

Tagged as: loan modification eligibility, loan modification options, loan modification steps

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Eight Insider Tips For Home Buyers

by Joe Doxey December 23, 2011

1. Be a Pre-Approved Buyer: A pre-approved buyer always has the advantage in an offer situation. Becoming pre-approved is very easy: you complete your loan application with a credit check prior to beginning your home search process. Pre-approval means that you have actually been approved for the purchase by a lender, which gives you the […]

Tagged as: davis weber utah real estate agent, layton utah real estate specialist, layton utah short sale specialist

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How Much House Can You Afford?

how much can I afford
by Joe Doxey December 21, 2011

Determining how much home you can afford, or what payment you feel comfortable with, can be a trying process. Calling lenders, looking at mortgage loan programs and interest rates can be confusing, to say the least. There is an easy way to get started, and give yourself an idea of where you stand. The first […]

Tagged as: davis weber utah real estate agent, layton utah real estate agent, layton utah real estate specialist

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What Finance Information Is Right For Me?

finance info
by Joe Doxey December 19, 2011

How much home can you afford? Use our finance center to learn about your loan options below. There are several loan programs available, and depending on your credit history, there is bound to be one that is perfect for you. Here are a few examples of the most popular programs offered today: Fixed-Rate Loans The […]

Tagged as: davis utah home finance information, davis utah real estate agent, davis utah short sale specialist

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Knowledge Is Important When Buying A Home

buying a home
by Joe Doxey December 15, 2011

When you are spending hundreds of thousands of dollars for a home, you need to make sure that what you are getting is well worth it. No home is absolutely perfect. You can always expect to have to spend something on your new home. The average is $6,000 within the first six months, according to […]

Tagged as: buying a utah home, layton utah real estate specialist, layton utah short sale specialist

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What is a short sale?

short sale process
by Joe Doxey December 13, 2011

Unless you’ve been living under a rock, by now you are familiar with the term “short sale”, but what is it, exactly? The easy explanation is that it means to sell a home for less than what is owed on the mortgage. For example, if your home was purchased at $300,000 but you sell it […]

Tagged as: layton utah foreclosure information, layton utah short sale information, layton utah short sale specialist

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A Stroll through the Short Sale Process

by Joe Doxey December 4, 2011

A Stroll through the Short Sale Process If you’re having trouble making your mortgage payment but want to avoid foreclosure, the short sale process is one way to go. At the very least, you’ll be able to put off a foreclosure for up to a year; at best, you could even end up renting the […]

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